Questions

What can I use this loan for?

People get loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the money you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

How fast can I get the money?

While approval for a loan can be fast, usually within minutes, you are not likely to be able to get money until the next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account.

How do you protect my privacy and personal information?

Privacy is a serious concern, in transmitting your sensitive information to our network of lenders and other third-party lender networks we utilize 256-bit SSL encryption so you can request a loan with peace of mind and from the ease of your home. For information on how we share your data you can also take a look at our Privacy Policy for more details.

Do I have to go into a store or wait in line?

Entering your information on Priority One Payday is easy and private. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can enter your information online without going into a store. The process is easy and private. That said, if connected with a lender, in order to get a loan the same day, some, not all, lenders may require you to go into their store that is located near to where you live to pick up your money today.

Are there any fees to use this website?

Priority One Payday does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Priority One Payday is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

Do I qualify for this loan?

In order to submit a loan request via Priority One Payday you must be employed or have a regular source of income, earn at least $800/month, be 18 years of age or older, and be a US resident. Please note that filling out our online form does not guarantee approval. Approval decisions will still be at the lenders' discretion.

How much can I borrow?

Loan amounts vary from $200 - $50,000, though not all lenders can provide loans amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not guarantee that you will be approved for a loan.

Do you perform a credit check?

While Priority One Payday does not perform a credit check, the lenders that we work with may do so in order to determine your creditworthiness and the amount that they may be able to lend to you.

What is the loan APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. By law, the lender must show you the APR before you enter into loan agreement. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and the lender. Because Priority One Payday is not a lender, we do not have control over the terms of your agreement. If approved for a loan, we recommend you read the lender's terms and conditions in full before accepting the loan.

Submit a loan request and get funds as fast as tomorrow!

At Priority One Payday, we provide a service that aims to quickly connect customers with a lending partner that offers loans that may work for them. People across the country use our service to get a loan to help them pay for emergency expenses like medical expenses, mechanic fees, and bills.

When you submit your loan request online, the whole process may be easier than you think. To submit your loan request online is free, but of course the loan is not free. You will have to pay it back. But you can submit your request online and if you don't like the loan terms there is no obligation to take out the loan. You can submit your loan request online today and get funds as fast as tomorrow!

Loans from $200 up to $50,000

Our loan request service is available to anyone who qualifies.

With Priority One Payday, you can receive funding up to $50,000. We provide more options for you, so there is a clear advantage to using us. Lenders could send up to $50,000 to your bank account quickly and all from the privacy of your own home.

Our simple online form does not contain any long questions and can be completed online in typically less than 5 minutes. Here's how the process works:

Online Loans

We do not charge any upfront fees. Submitting your loan request is of no cost to you!

People across the country use our service to get loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. The lenders our network provide loans such as, but not limited to:

How does Priority One Payday work? We are not a lender but a lender connection service. We save you the work from filling out multiple websites by working with multiple lending partners. Once you submit your information online, if approved, you will be redirected to a lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender may be able to deposit money directly into your bank account as quickly as the next business day.

How does Priority One Payday work? We are not a lender but a lender connection service. We save you the work from filling out multiple websites by working with multiple lending partners. Once you submit your information online, if approved, you will be redirected to a lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender may be able to deposit money directly into your bank account as quickly as the next business day.

Renewal Policy: Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender's terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both. We do not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment. Ask your lender for more information.

Late, Partial, or Non-Payments and Collections: A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, and/or report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.